Terms of Use

Informational site

The site gives general information about merchant cash advance, international mortgage (1–4 unit residential, through a licensed mortgage partner), hard money lending, refinance & construction, and invoice factoring. It does not provide legal, tax, accounting or investment advice.

No offer or commitment

Nothing on this site is an offer, a commitment to fund or lend, or a rate quote. An offer exists only when a funder or lender issues it in writing, under its own agreement, after reviewing a complete application.

Calculator limitations

Calculators produce estimates from the inputs and assumptions you enter. Results may be incomplete or differ materially from actual terms, and they do not include every fee or cost. An MCA factor rate is not an interest rate. An "estimated annualized cost (illustrative)" is not an APR. A mortgage payment estimate is not a Loan Estimate.

No guarantee of approval

Submitting an inquiry does not guarantee approval, funding or any particular terms. Eligibility and requirements vary by product, provider, state and applicant.

Third-party funders, lenders and partners

tsmartcash arranges financing through third-party funders and lenders and does not fund transactions itself; the provider is identified in each offer.

Third-party providers make their own credit decisions and set their own terms. Their agreements and policies govern any transaction you enter with them. Consumer mortgage applications are handled by a licensed mortgage partner, not by tsmartcash.

Acceptable use

• Provide accurate information and only information you are authorized to share.
• Do not misuse the site, interfere with its operation or try to access non-public areas.
• Do not copy or reuse site content for commercial purposes without our permission.

Disclaimers and limitation of liability

The site is provided "as is" and "as available", without warranties of any kind. To the extent permitted by law, tsmartcash is not liable for indirect, incidental or consequential damages arising from your use of the site or your reliance on estimates. This limitation does not apply to liability that cannot be limited under applicable law, including New Jersey law, such as liability for gross negligence or intentional misconduct.

Governing law

These terms are governed by the laws of the State of New Jersey, without regard to its conflict-of-laws rules. Any dispute arising from these terms or your use of the site will be brought in the state or federal courts located in New Jersey, and you consent to their jurisdiction.

Changes and contact

We may update these terms. When we do, the "Last updated" date above changes.

Questions: info@talyasmart.com.